Effective March 18th rules for how Canadians qualify for a mortgage changes. Buyers with less than 20% for a down payment will have to settle for a 30 year amortization. The 35 amortization helped many people qualify and better manage their monthly cash flow. Particularly young families and First Time Buyers often need the break [...]
To review last week’s post credit is REALLY important. As soon as you turn 19 apply for your own credit card. You may need to back it up with cash to start but it will be worth it. Then, get a small loan between $2000 and $5000. An RRSP loan in February is a good [...]
Buying your first home is one of the most exciting times of your life. Probably as exciting as getting your first car. Well, just like buying a car you want to shop around and how you do this will make a huge difference. A wonderful opportunity can very quickly turn into money out the door. [...]
On March 31, 2009, BC became the FIRST province to license home inspectors. Previously, anyone with a background could call themselves “home inspectors” and training was completely voluntary. Pretty serious when you think about it because for most of us buying a home is the biggest investment we will ever make in our lifetime. [...]
Bobby O’Neal is an entrepreneur with a “love mission”. He tried to slay the Dragons with love on last season’s CBC Dragon’s Den. Although he could not warm the hearts of the Dragons, Canadian viewers voted him into the top ten, where he received an honorary Dr. Love nickname.
Bobby will entertain you with his [...]
Every day my friends send me joke emails. I read them a few times a week and most of the time I quickly skip through them but what a surprise I received today! Didn’t expect it when I read the subject line but within seconds I was rolling on the floor laughing, yes ROFLl! And [...]
