I launched this Unique Business Network in 1998 that encourages small business to get together and build relationships. People like to do business with and refer business to people they know and like. Our Network has developed into this great Community for business people to grow and develop while they help others [...]
Some people have interesting ideas about Business Networking and best referral practices. It’s almost like someone without a clue is trying to teach people that they can gain a ton of business without giving any in return and still maintain a positive reputation.
Mortgage Broker: The Realtor in my chapter hasn’t passed me [...]
Say good-bye to the 40 year Amortization! In what the Canadian Government is calling a guard against the US style housing bubble, a number of changes are going to take place in the near future in the Canadian Mortgage market. Well, it seems as that the days of 100% financing and 40 year amortizations are [...]
When you think of your Mortgage, do you think of being in control? Are you in control of your Mortgage? The reason I ask this is because of a recent article I read discussing the “Banks strategy” surrounding Mortgage Brokers. Point number one should be obvious, I am a Mortgage Broker, I am very [...]
Mortgage Penalties!
This is one of the most difficult topics related to mortgages and it will continue to be confusing until the laws in Canada are changed to require consistency on how lending institutions charge their penalties!
Most lenders charge an early payoff penalty on closed mortgages if the debt is paid prior to the maturity of [...]
What are some of my most frequently asked questions and concerns?
1. I am already pre-approved, I talked to my bank, they said I should be able to borrow x amount of dollars…
- You have actually been pre-qualified, you have spoken with an employee about your financial situation and they likely agree with [...]
